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Homeowners Insurance

Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.

Homeowners insurance is a package policy. This means that it covers both damage to your property and your liability or legal responsibility for any injuries and property damage you or members of your family cause to other people. This includes damage caused by household pets.

Damage caused by most disasters is covered but there are exceptions. The most significant are damage caused by floods, earthquakes and poor maintenance. You must buy two separate policies for flood and earthquake coverage. Maintenance-related problems are the homeowners' responsibility.

Most policy features include:

  1. Coverage for the structure of your home.
  2. Coverage for your personal belongings.
  3. Liability protection.
  4. Additional living expenses in the event you are temporarily unable to live in your home because of a fire or other insured disaster.

To learn more about what specific coverage's benefit you, and what coverage's mean review our
Homeowners Insurance Resource Center.

 

Hebert Insurance Agency has been handling all of your Personal and Business insurance
needs since 1976.  Do not take just anyone’s word for it – Let Us Earn Your Business.  Our knowledgeable
and experienced representatives are available to offer you education and product knowledge, as well
as step-by-step specifics on obtaining the best policy for your needs, while taking every initiative to save
you and your business money.

Give us a call at 1-888-215-7190, or contact us via email.

We’ll be happy to provide you with a free quote.
 

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124 W. Colfax Suite 304, Palatine IL 60067 · Phone:  888-215-7190 · Fax: 888-215-7191